Bad Credit & Need A Loan? – Get Approved For Upto $150,000, We provide loans upto $150,000. Fast Loan Application. Apply Online Now!
NOTE: FOR : CANADA CITIZENS, US CITIZENS, AND UK CANADA CITIZENS
FOR CANADA CITIZENS BELOW :
Fill in an application form
on our website
Make a request on our website and wait for response to e-mail within 15-30
minutes from the time of the request during business hours. Complete and submit the loan form by Clicking Here. Keep in mind that our application process is completely confidential and secure.
Wait For Processing and contact from our loan manager
Upon receiving the loan application, our representative will call you to review all of your different loan options so you can decide which one is best for you. Based on what you end up choosing, CashLoaner will then match you up with a lender from our high rated network of lenders.
Get approved and receive your loan!
Once, our loan manager approves your application, with our experience, volume and efficient application process, you can qualify in no time.
Fast Capital Loan is the right choice for you if:
YOU ARE 18 OR OLDER
The minimun age to use our service is 18.
YOU HAVE A BANK ACCOUNT
You need an active Canadian bank account to allow the money to be transferred to you.
YOU HAVE VALID EMAIL ADDRESS
you need to have a valid email address for online contact
YOU HAVE A VALID ADDRESS
you must provide a valid proof of address in Canada
YOU HAVE A REGULAR INCOME
You must have an income every month whether it be benefits or a job.
FOR UK CITIZEN
Same Day Loans Online
At Payday UK, we dedicate our efforts to providing a transparent and user-friendly service.
All payday loans applied for through Payday UK are same day loans. This is because people that are applying for a payday loan usually need access to the money quickly. Whether it’s because of an unexpected expense or a family emergency, most people want a payday loan to help them keep going during a sticky situation.
Even people that carefully work out their monthly budget can be caught out by an unforeseen expense or emergency. Our panel of lenders and the Payday UK service is dedicated to providing you with access to extra funds as quickly as we can.
Searching for a loan manually can be time-consuming, and if you’re in a hurry, you can’t afford to spend time comparing rates and terms. Therefore, we show you the best loan for your circumstances, doing the legwork for you.
An increasing number of people are turning to short-term same day loans as a temporary solution to financial difficulty. This means lots of new companies have seen the demand grow and started offering same-day loans. This is great for consumers, as the more competitive the market becomes, the more interest rates will reduce to attract new customers.
Loan details and disclosures for the Refund Advance program:
If you are receiving a federal refund of $500 or more, you could be eligible for a Refund Advance, a loan provided by First Century Bank, N.A., Member FDIC, not affiliated with MVB Bank, Inc., Member FDIC. Refund Advance is a loan based upon your anticipated refund (minus any stimulus payment credit, also known as a Recovery Rebate Credit) and is not the refund itself. 0% APR and $0 loan fees. Availability of the Refund Advance is subject to satisfaction of identity verification, certain security requirements, eligibility criteria, and underwriting standards. This Refund Advance offer expires February 15, 2022, or until available funds have been exhausted, whichever comes first. Offer and availability subject to change without further notice.
Refund Advance is facilitated by Intuit TT Offerings Inc. (NMLS # 1889291), a subsidiary of Intuit Inc. Separate fees may apply if you choose to pay for TurboTax with your federal refund. Paying with your federal refund is not required for the Refund Advance loan. Additional fees may apply for other products and services.
You will not be eligible for the loan if: (1) your physical residence is located outside of the United States, a US territory, a PO box or a prison address, (2) your physical residence is in one of the following states: IL, CT, or NC, (3) you are less than 18 years old, (4) the tax return filed is on behalf of a deceased person, (5) you are filing certain IRS Forms (1310, 4852, 4684, 4868, 1040SS, 1040PR, 1040X, 8888, or 8862), (6) your expected refund amount (minus any stimulus payment credit, also known as Recovery Rebate Credit) is less than $500, or (7) you did not receive Forms W-2 or 1099-R or you are not reporting income on Sched C or Sched C-EZ. Additional requirements: You must (a) e-file your federal tax return with TurboTax and (b) open a Credit Karma Money Spend (checking) account with MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. Opening a Credit Karma Money™ Spend (checking) account is subject to identity verification. Please see Credit Karma Money Spend Account Terms and Disclosures for details.
Not all consumers will qualify for a loan or for the maximum loan amount. If approved, your loan will be for one of ten amounts: $250, $500, $750, $1,000, $1,500, $2,000, $2,500, $3,000, $3,500, or $4,000. Your loan amount will be based on a portion of your anticipated federal refund to a maximum of 50% of that refund amount (minus any stimulus payment credit, also known as Recovery Rebate Credit). You will not receive a final decision of whether you are approved for the loan until after you file your taxes. Loan repayment is deducted from your federal tax refund and reduces the subsequent refund amount paid directly to you.
If approved, your Refund Advance will be deposited into your Credit Karma Money TM Spend (checking) account, typically within 1 – 2 hours after the IRS acceptance of your e-filed federal return and you may access your funds online through a virtual card. Your physical Credit Karma Visa Debit Card* should arrive in 7 – 14 days. *Card issued by MVB Bank, Inc., Member FDIC pursuant to a license from Visa U.S.A. Inc.; Visa terms and conditions apply. Third party fees may apply.
If you are approved for a loan, your tax refund after deducting the amount of your loan and minus any agreed-upon fees will be placed in your Credit Karma Money Spend (checking) account. If you apply for a loan and are not approved, your tax refund minus any agreed-upon fees will be placed in your Credit Karma Money Spend (checking) account.
FOR US CITIZENS
Interest rate on Loan: 25.5%-28.5%* . One off payment for Insurance: 2.5% . One off payment of Management fees: 1% . Repayment Period: 1-12months . Penalty fee- 1% .
Let’s look at Emeka. Emeka gets a loan of N2,000,000.00 from Specta for the duration of 12 months, Emeka’s interest rate will be 25.5% and he will have to pay back N188,400.98, monthly for 12 months.
This is exclusive of management fees (1%) and Insurance fees of (2.5%) which are one off fees which he will still have to pay in addition to his monthly payment of N188,400.98. If Emeka defaults in paying back the loan, his default attracts a penal fee of 1% monthly.
* Loan rate may vary based on the risk rating analyzed by the system.